Why Paxmentis
S&P 500 is benchmark for investors with its historical 9 to 11% annual return
• However, historical S&P 500 return is only achievable when investors keep money in S&P
500 without ever withdrawing
• Therefore, most investors only realize 2 to 3% annual return from S&P 500 as they tend
to buy when market is up and sell when market is down
• A complementary investment vehicle is needed to pay bills and to buy stocks when
market is down
KEY FEATURES OF GOOD ALTERNATE INVESTMENT
High enough return: meet or exceed historical S&P 500 return
• Low volatility: no extremes (high or low)
• Liquidity: money is available when needed
• Diversity: investment in multiple areas to reduce risk
• Low IncomeTax Exposure
• Low Fees
• Equity Market
• Debt Instruments
• Cryptocurrency
• Real Estate
• Insurance
PAX MENTIS FUND FEATURES
Return: 25% fixed, tax-free annual return net of fees
• Volatility: no volatility as return on investment if fixed;
• Liquidity: 4 windows/year to make withdrawals
• Diversity: investment into all available instrument to adjust to changes in market
• Tax Exposure: low
• Fees: 6% fees only when making withdrawals on earnings above original investment
PAX MENTIS RECOMMENDS
Making S&P 500 and US Equity as primary investment
• Using Pax Mentis Fund as complementary investment
• When Market is Up
• Sell stocks to fund life
• Consider increasing investment into Pax Mentis Fund
• When Market is Down
• Make withdrawals from Pax Mentis to fund life
• Consider increasing investment into S&P 500 and US Equity Market – they are on sale!
